Compare Term Deposit RatesWorldwide
View rates from trusted banks and institutions across NZ, Australia, Singapore, and more. Find the best returns for your savings with government-backed protection.
Government Protected
Find deposits covered by government guarantee schemes worldwide.
Best Rates
Compare rates from trusted banks and financial institutions.
All Terms
From 30 days to 5 years - find the perfect term for your savings.
Global Coverage
Access term deposit rates from multiple countries in one place.
Why Choose Term Deposits?
Term deposits offer a secure way to grow your savings with guaranteed returns. Unlike volatile investments, term deposits provide certainty - you know exactly how much you'll earn over a fixed period. This makes them ideal for conservative savers, emergency funds, or specific savings goals.
Our platform helps you compare rates across multiple countries, ensuring you find the best returns available. We feature only regulated banks and institutions, many covered by government deposit guarantee schemes for added security.
Compare Rates by Country
Select your country to view the latest term deposit rates from top financial institutions.
New Zealand
Compare NZ term deposit rates with $100K government guarantee protection.
Australia
Find the best Australian term deposit rates from major banks and credit unions.
Singapore
Compare Singapore term deposit rates from leading banks and financial institutions.
United Kingdom
Discover competitive UK term deposit and fixed savings account rates.
United States
Compare US CD rates and fixed deposit accounts from top banks.
Hong Kong
Compare Hong Kong time deposit rates from leading international and local banks.
Malaysia
Find the best Malaysian fixed deposit rates with PIDM protection.
Norway
Discover Europe's highest term deposit rates with NOK 2M protection.
Denmark
Compare Danish term deposit rates with positive returns and stability.
Sweden
Find competitive Swedish term deposit rates with sustainable banking.
Japan
Compare Japanese term deposit rates from the world's safest banks.
South Korea
Find competitive Korean term deposit rates from Asia's tech economy leader.
Taiwan
Compare Taiwan term deposit rates from leading financial institutions.
Netherlands
Find competitive Dutch term deposit rates from major European banks.
Ireland
Compare Irish term deposit rates with EU deposit guarantee protection.
Belgium
Find Belgian term deposit rates from leading banks and financial institutions.
Austria
Compare Austrian term deposit rates with strong banking tradition.
Canada
Compare Canadian GIC and term deposit rates from banks and credit unions.
Germany
Find the best Festgeld (fixed deposit) rates from top German banks.
India
Check the latest Indian fixed deposit (FD) interest rates across banks.
Switzerland
Compare Swiss fixed-term savings account rates from major banks.
UAE
Compare fixed deposit rates in Dubai and UAE from local and international banks.
Frequently Asked Questions
What is a term deposit?
A term deposit is a savings product where you deposit money for a fixed period at a guaranteed interest rate. Your money is locked away for the agreed term, typically earning higher interest than regular savings accounts.
Are term deposits safe?
Term deposits from regulated banks are generally very safe. Many countries offer government deposit guarantee schemes that protect deposits up to certain limits (e.g., $100,000 in New Zealand).
Can I break a term deposit early?
Most banks allow early withdrawal from term deposits, but this usually comes with penalties such as reduced interest rates or fees. Terms vary by institution and country.
How is interest paid on term deposits?
Interest can be paid monthly, quarterly, annually, or at maturity, depending on the bank and product. Some offer compound interest while others pay simple interest.