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New Zealand Term Deposit Rates

Compare NZ term deposit rates from top banks and lenders. See what's guaranteed under the $100K government scheme.

About Term Deposits in New Zealand

Compare term deposit rates from New Zealand's leading banks and financial institutions. Find competitive rates, flexible terms, and government-backed protection for your savings.

Featured New Zealand Banks

BankRateTermMin Deposit
Rabobank logoRabobank5.25%12 months$2,000
Heartland Bank logoHeartland Bank5.10%6 months$1,000
SBS Bank logoSBS Bank4.95%9 months$5,000
ANZ New Zealand logoANZ New Zealand4.80%12 months$5,000
ASB Bank logoASB Bank4.75%6 months$1,000
Westpac NZ logoWestpac NZ4.70%9 months$5,000